Membership Plans
The Jammu and Kashmir Multipurpose Co-operative Limited offers a range of membership plans designed to provide financial support, savings opportunities, and social security benefits to its members. Each membership category is carefully structured to meet the different needs of individuals and families. Our mission is to ensure “Your Support • Your Security • Your Future” through reliable and member-focused services.
Basic Membership (₹21 / ₹51 / ₹101)
Basic Membership is an entry-level plan designed for individuals who want to start saving and access essential financial support services.
Benefits:
- Daily Grow Plan (1 Year savings benefit)
- Support Loan Facility up to ₹10,000 / ₹20,000 / ₹30,000
- 0% Interest Marriage Loan (One girl per family – as per policy)
- Emergency Financial Assistance
- Family Welfare Support
Silver Membership (₹501)
Silver Membership is suitable for members looking for enhanced financial benefits along with additional welfare support.
Benefits:
- Annual Growth Facility
- Special Support for Senior Citizens
- Support Loan Facility up to ₹75,000
- Medical & Welfare Assistance
Gold Membership (₹1100)
Gold Membership is designed for members seeking long-term financial growth and higher loan eligibility.
Benefits:
- 5-Year Contribution Plan
- After 5 years, membership contribution is returned with benefits
- Support Loan Facility up to ₹1,00,000
- Health & Personal Assistance
Premium Membership (₹2100)
Premium Membership offers maximum benefits with priority services and higher financial security.
Benefits:
- Lifetime Priority Membership
- Access to all welfare & support services
- Support Loan Facility up to ₹2,00,000
- Medical, Senior Citizen & Family Welfare Support
- After 5 years, membership contribution is returned with benefits
- ❤️ Special Welfare Benefit 0% Interest Marriage Loan (Applicable for one girl per family under membership loan facility, as per society policy)
Terms & Condition
Membership benefits are available only to registered members of the society.
Loan facilities are subject to eligibility, documentation, and approval as per
society rules.
Welfare benefits are provided as per the policies and availability of the society.
0% marriage loan is applicable under specific conditions defined by the society.
Contribution returns and benefits are subject to completion of the plan tenure.
The society reserves the right to modify any membership plan or benefits
without prior notice.
Important Note
Members are advised to read all plan details and terms carefully before enrollment.